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Organization & Associations:

 
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Fannie Mae
Fannie Mae is a shareholder-owned company with a public mission. We exist to expand affordable housing and bring global capital to local communities in order to serve the U.S. housing market.

Freddie Mac
As a leader in the secondary mortgage market, Freddie Mac helps makes homeownership a reality for millions of people in America every year. Freddie Mac helps keep America's mortgage markets stable and affordable, and increases opportunities for homeownership and affordable rental housing across the nation.

FHA
The Federal Housing Administration (FHA), an agency of the federal government, insures private loans that are issued for new and existing housing, and loans that are approved for home repairs. Created by congress in 1934, the FHA became part of the Department of Housing and Urban Development's Office of Housing (HUD) in 1965. Today the mission of the FHA includes helping borrowers get amounts they qualify for, and assisting lenders by reducing their risk in issuing loans.

Mortgage Bankers Association
The Mortgage Bankers Association (MBA) is the national association representing the real estate finance industry. They promote fair and ethical lending practices and foster professional excellence among real estate finance employees through a wide range of educational programs and a variety of publications.

NAMP
As the largest online community for mortgage processors, the National Association of Mortgage Processors (NAMP) is known throughout the mortgage processing industry as the voice of today's mortgage processor. NAMP is dedicated to assisting contract loan processors as well as in-house mortgage loan processors, in all aspects of their business.

VA
VA's Home Loan Program is for veterans and active duty military personnel (referred to as veterans throughout the rest of the document) and certain members of the reserves and National Guard.  VA's program provides an excellent product and benefit for those individuals who have served or are serving to protect our families and our nation, as well as giving them a form of financing that will allow real estate professionals to sell more homes.



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